About My Working Capital Nurturing Financial Growth

My Working Capital was set up over a decade ago to provide cash flow and working capital solutions for Australian businesses.

At that time, small and medium business was under-served by traditional cash flow funders.

The big banks and the large independent companies had their sights set on serving only large enterprises.

SME’s, that were equally deserving of funds, were left out in the cold.

It was a problem waiting for a solution.

businessman with digital tablet


Through our ownership of Fifo Capital franchises we were among the first in Australia to offer single invoice financing to small businesses.

Our goal was to make it as easy as possible for SME owners to access funds.

Unlike the big operators, we did not want to take control of a client’s debtor’s ledger.

We didn’t force clients to sign long-term contracts.

Neither did we impose restrictive debtor concentration issues on them.

It was a big deal at the time and many in the invoice factoring industry predicted we would fail. We didn’t. We’re still here going strong.

meeting discussion


If there is a secret to our longevity and success it is simply that we love what we do. We are business owners who are deeply passionate about helping others achieve their goals and dreams.

We view our role as a partnership and a commitment.

Over time, we have met some fantastic and courageous people with great ideas and vision. It has been an honour to work with many who have inspired and educated us.

You can find a number of references on our Services page.


Ten years on, the need for our services continues and has grown.

We have added a number of other products to our business including supply chain finance and import finance.

Our passion and commitment is undiminished.  Everyday, we are excited by the opportunity to work with other business owners just like ourselves.

Call us on 1300 430 076 or send a message.

    At My Working Capital, we understand the heartbeat of your business.